The Best VPNs for Expats and Digital Nomads in 2026
Living or working abroad, a VPN connects you to a US server so your home apps, bank and accounts keep working, and it encrypts your traffic on coworking, café and Airbnb Wi-Fi.
- Use your US bank and apps without lockouts or extra security checks
- Stay safe on shared and public Wi-Fi wherever you work
- Reach sites and services that are blocked in your country
- One subscription replaces several separate privacy apps
- Based in Switzerland, with strong privacy laws
- End-to-end encrypted email and cloud storage included
- Built-in password manager across your devices
- Apps for iPhone, Android, Mac and Windows
- Large server network across many countries
- Fast connections for browsing and video calls
- Threat protection that blocks malicious sites and trackers
- Easy apps for every major device
- Money-back guarantee if it's not for you
- Unlimited devices on one account
- Free trial to test it first
- Blocks ads and trackers
- Simple setup for phones, laptops and TVs
- Good fit for households sharing one plan
- One subscription covers your phone, laptop, tablet and smart TV
- Servers in dozens of countries, so you can pick a location close to you for speed or far away for access
- Useful when you travel and your usual apps or sites stop working
- Encrypts everything on shared or public networks
- Paid plans come with a refund window, so check it before you buy
- Free plan with no time limit
- Based in Switzerland with a published no-logs policy
- Open-source apps you can inspect
- Secure Core routing for extra privacy
- Paid plans add speed and more locations
- Clean, simple apps
- One click to connect
- Encrypts your traffic on any network
- Servers in many countries
- Good for first-time VPN users
- Free plan to start
- Privacy-focused with a no-logs policy
- No ads inside the app
- Works on all major devices
- Upgrade for more locations and speed
- Free plan lets you test the setup before paying anything
- Privacy-first: encrypts your traffic so your network can't see what you're doing
- Lets you browse as if you were in another region
- Upgrade only if you need more speed or locations
- Simple apps that don't need tech know-how
How to pick
- Pick a provider with servers in the US and in the countries you live or travel in.
- Covering a laptop and a phone? Check how many devices one plan allows.
- Moving between countries a lot? Choose one with a money-back window so you can test it where you are.
Frequently asked questions
How we chose these VPNs
NetWorthy is an independent personal-finance site. We compared each VPN on the things that matter to everyday users, using the providers' published features, plans and policies:
- Privacy and logging policy
- Security and encryption
- Server locations
- Device compatibility
- Free trials, free plans and refund windows
- Ease of use
We earn a commission from some providers when you sign up through our links. That never costs you more, and the "Best for" labels are based on what each service is built for.
What is a VPN and how does it work?
A VPN (virtual private network) is an app that creates an encrypted connection, often called a tunnel, between your device and the internet.
When you turn it on, your traffic goes to a secure VPN server first and then out to the website or app you're using. Two things change: your real IP address is hidden behind the server's, and everything between your device and that server is encrypted, so the Wi-Fi network you're on and your internet provider can't read it.
Most good VPNs use modern encryption such as AES-256 and protocols like WireGuard or OpenVPN.
Why do I need a VPN?
The two main reasons are privacy and security.
- Privacy: websites, advertisers and your internet provider see less about you, because your traffic goes through the VPN server and your IP address is hidden.
- Security: the encryption protects you on networks you don't control, like airport, hotel and café Wi-Fi, where your traffic would otherwise be easier to snoop on.
People also use a VPN when they travel and their usual sites or apps stop working, or when a site is blocked where they are.
Can I use a VPN on any device?
Most of the VPNs on this page have apps for iPhone, Android, Windows and Mac, and several also cover tablets, smart TVs and browsers like Chrome.
One subscription usually covers several devices at once, and some (like Surfshark) allow unlimited devices. Check the device limit before you buy if you want to cover your whole household.
Paid vs. free VPNs
Free VPNs are fine for light use, but they usually come with limits: data caps, fewer locations and slower speeds. Some free apps also make money from your data, which defeats the point.
Paid plans typically give you:
- Faster, more reliable speeds
- More server locations
- Stronger privacy commitments
- Apps for more devices
- Customer support
A good middle ground is to start on a reputable provider's free plan or free trial, then upgrade only if you'll use it.
Can I try a premium VPN risk-free?
Usually, yes. Many providers offer either a free trial or a money-back guarantee.
A free trial costs nothing up front, but most ask for payment details and charge you automatically if you don't cancel before it ends.
A money-back guarantee means you pay first, then have a set period (often 30 days) to ask for a refund. It's a good way to test a VPN properly. Check each provider's terms and claim within the deadline.
Do I really need a VPN?
If you regularly use public Wi-Fi or travel, it's a sensible extra layer. At home on your own secured network, it matters less.
What can't a VPN do?
It won't stop phishing emails, fake websites or malware, and it doesn't make you anonymous when you're logged in to your accounts.
Will a VPN slow my internet?
A little, usually. Picking a server close to you keeps the slowdown small.
Is using a VPN legal in the US?
Yes. What you do online still has to follow the law and each site's terms.